Government Scheme & MSME Advisory

Helping MSMEs & Startups Unlock Government Funding & Growth Opportunities

We guide with Startup & MSME Consulting, Business Funding, Business Registrations, Tax Benefits, ERP & CRM Software's and Business Loans.

Startup India · DPIITCGTMSE LoansPMEGP SubsidyMSME RegistrationISO · Trademark Web & App Development

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MSMEs & Startups Assisted

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Application Success Rate

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Years of MSME Advisory

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Hidden Charges. Ever.

✓ Government Scheme Experts✓ Transparent Process — Always✓ Honest Eligibility Assessment✓ Pan India Support✓ End-to-End Documentation✓ Dedicated Consultant

Check Your Government Scheme Eligibility

Answer a few simple questions and we'll recommend the exact schemes your business qualifies for — with zero obligation.

Scheme Eligibility Assessment

Step 1 of 5

1. What is your business sector or category?

Why MSMEs Miss Government Benefits

Millions of rupees in subsidies and collateral-free loans go unclaimed every year. Here's why — and how our advisory solves it.

  • ✕
    They assume they're not eligible
    Most MSMEs qualify for at least 2–3 government schemes.
  • ✕
    Documentation appears too complex
    Government portals require 15–25 specific documents in exact formats.
  • ✕
    Policy updates aren't tracked
    Scheme eligibility rules change quarterly — missed updates = rejected applications.
  • ✕
    Banks often reject directly
    Without a structured DPR and projection model, loan applications fail at the first screening.
  • ✕
    They don't know where to begin
    CGTMSE, PMEGP, Mudra, Stand-Up — choosing the wrong scheme wastes months.

This is exactly where Total Consulting Services helps

  • ✓ Free eligibility assessment before any commitment
  • ✓ Complete document checklist tailored to your business
  • ✓ Real-time policy monitoring across all active schemes
  • ✓ Bank-ready DPR and financial projection preparation
  • ✓ Scheme recommendation based on your sector, turnover & goals
  • ✓ Post-approval compliance and follow-up support

What Are You Looking For Today?

Select your primary business objective and we'll show you the right schemes and next steps — no jargon.

Recommended Schemes

  • CGTMSE Collateral-Free Loans
  • Mudra Loan
  • PMEGP Subsidy
  • Stand-Up India

Estimated Timeline

4–12 weeks

From consultation to first application submission.

Your Next Step

Business financial assessment + DPR preparation

Start Free Assessment →

Where Is Your Business Today?

Every business stage has different priorities. Select yours and we'll show the most relevant government support available.

Starting a Business

Growing MSME

Expanding Manufacturing

Export Business

Established Enterprise

Growing MSME — Recommended Support

Scale operations with collateral-free capital and government subsidies for expansion.

CGTMSE Loans (up to ₹5Cr)PMEGP SubsidyCLCSS Technology UpgradeISO Certification
Check My Eligibility →

Business Outcomes We Deliver

We don’t just file applications — we guide you from eligibility to approval with transparent, step-by-step advisory.

Secure Business Funding

Access collateral-free bank loans up to ₹5 Crores. We handle DPR preparation, financial models, and active bank coordination.

CGTMSEMudraStand-Up India
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Get Startup Recognition

Gain DPIIT recognition and unlock 3-year tax holidays, seed fund access, and fast-track IPR processing.

DPIIT Recognition80-IAC Tax ExemptionSISFS
Learn More →

Access Government Subsidies

Claim capital subsidies and grants ranging from 15%–35% of project cost under PMEGP and CLCSS schemes.

PMEGPCLCSSPLI Scheme
Learn More →

Register Your MSME

Complete Udyam registration, GST enrollment, and all foundational compliances to access scheme benefits.

Udyam RegistrationGSTShop & Est.
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Stay Compliant

Never miss a filing deadline. We handle GST returns, income tax, ISO certification, and FSSAI licensing.

GST ReturnsISO 9001FSSAITrademark
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Scale Your Business

Export promotion, manufacturing PLI benefits, and enterprise-grade credit facilities for growing businesses.

RODTEPPLINSICSIDBI
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Build Custom Web Apps & ERPs

Production-ready web applications, clinic management ERPs, and billing software engineered for growing Indian enterprises.

Custom Web AppsBusiness ERPDPIIT Tech Compliance
Learn More →

Our Advisory vs. Other Options

See exactly why businesses choose Total Consulting Services over filing agents and generalist CAs — transparency is our differentiator.

FeatureTotal Consulting ServicesFiling AgentGeneric CA / CS
Transparent, upfront pricing✅ Fixed & disclosed❌ Often hidden⚠️ Varies
MSME scheme specialization✅ Dedicated focus❌ Generic filing⚠️ Partial
Bank coordination & DPR✅ End-to-end❌ Not provided⚠️ Extra cost
Post-approval compliance✅ Included❌ Stops at approval⚠️ Billed separately
Real-time policy tracking✅ Continuous monitoring❌ Rarely⚠️ Reactive only
Honest eligibility assessment✅ No false promises❌ Over-promises common⚠️ Depends on CA
Startup India (DPIIT) advisory✅ Specialized❌ Not offered⚠️ Limited
Dedicated consultant assigned✅ Single point of contact❌ No❌ No
In-House IT & Software Engineering✅ Dedicated Full-Stack Team (ERPs, Web Apps & Portals)❌ No technical capability❌ Third-party referral only

Government Fees at ₹0 / Actuals

Government portal applications for Udyam MSME and Startup India DPIIT have ₹0 official portal fees. We never inflate government charges.

100% Fixed Milestone Pricing

Clear, upfront written advisory agreements. No hidden percentage commissions taken from your capital subsidies or bank loans.

Direct Disbursals to Your Bank

Subsidies and loans under CGTMSE & PMEGP disburse directly into your business current bank account. We never handle your capital.

Get a Free Consultation →

How We Work With You

A structured, transparent process from your first call to post-approval support — you're never left wondering.

1
Consultation
Understand your goals
2
Eligibility Check
Identify qualifying schemes
3
Documentation
Bank-ready preparation
4
Application
Portal submission & follow-up
5
Bank Coordination
Liaison & Q&A handling
6
Approval
Sanction & disbursement
7
Ongoing Support
Compliance & renewals

Honest Advisory — Always

We never guarantee approvals. We only recommend schemes you're genuinely eligible for — period.

Honest Eligibility Assessment

We tell you clearly if you don't qualify — saving you time and money.

Transparent Fee Structure

Government fees go directly to the portal. Our consultancy fee is fixed and disclosed upfront.

No Unrealistic Promises

We never claim "guaranteed approval" or "fastest in India." We work with facts.

End-to-End Documentation

From first document to final acknowledgement — no hidden steps or surprise requests.

Continuous Support

Our advisory doesn't end at approval. Renewals, compliance, and scaling guidance included.

Pan India Expertise

Guidance in Hindi, Gujarati & English across all states. Any scheme, any sector.

Real Results. Real Businesses.

We structure our success stories like consulting case studies — so you can see exactly what we solved and how.

Required ₹40 Lakhs for machinery expansion but had no collateral to offer banks.

CGTMSE advisory, bank-ready DPR preparation, and active coordination with SBI SME branch.

Collateral-free loan of ₹40 Lakhs sanctioned within 9 weeks.

Innovative SaaS product but unknown to government schemes. High tax liability.

DPIIT Startup India recognition filed + 80-IAC tax holiday application with IP documentation.

Recognized startup. Saved 3 years of corporate tax. Eligible for SISFS seed funding.

Needed FSSAI license + wanted PMEGP subsidy for new processing line.

Parallel processing of FSSAI license + PMEGP application with complete documentation.

25% capital subsidy received. FSSAI license in 3 weeks. Business operational.

We Work Across All Sectors

Government schemes vary by industry. We bring sector-specific knowledge to every engagement.

We Work With

If you're running or starting a business in India, we likely have a solution for you.

First-time Founders Growing MSMEs Manufacturers Exporters Women Entrepreneurs Family Businesses Tech Startups Service Companies SC/ST Entrepreneurs Partnerships & LLPs

Meet the Advisors

Trusted experts delivering transparent, practical solutions to help your business grow with confidence.

Aniket Mishra and Manish Rabari, Directors of Total Consulting Services, at the Ahmedabad office
Directors Aniket Mishra and Manish Rabari at our Ahmedabad office
Aniket Mishra

Aniket Mishra

Co-Founder & Advisory Director

"Our mission is simple every MSME deserves to know what government support they qualify for. We exist to bridge that gap with honest, transparent guidance."

Manish Rabari

Manish Rabari

Co-Founder & Operations Director

"Government schemes should not be a privilege of those who can afford expensive advisors. We built Total Consulting Services to make expert guidance accessible to every business owner."

Free Business Resources

Practical guides, government scheme updates, and checklists to help you make informed decisions.

Guide

CGTMSE Complete Guide

Eligibility criteria, documents required, bank list, and step-by-step application process.

Read Guide →
Checklist

PMEGP Application Checklist

28 documents you need before applying for PMEGP subsidy — organized by category.

Download Checklist →
Update

Budget — MSME Changes

Key changes to MSME loan limits, CGTMSE guarantee cover, and PLI scheme expansions.

Read Update →
FAQ

MSME Registration FAQs

25 most asked questions about Udyam registration, benefits, and common mistakes.

See FAQs →
Calculator

MSME Subsidy & Loan Calculator

Calculate your exact PMEGP subsidy (15%-35%) or CGTMSE collateral-free loan eligibility instantly.

Video

Startup India Explained (5 min)

Quick video walkthrough of DPIIT recognition benefits, who qualifies, and how to apply.

Watch Video →
Engineering & IT Support Desk

Digital Transformation & Custom IT Engineering

We don't just secure government funding — we engineer the digital software, clinic ERPs, and web platforms required to scale your business and clear DPIIT audits.

Healthcare & Clinical ERP

Dental Clinic Management ERP

Complete practice management software: automated doctor scheduling, multi-chair queue tracking, digital patient EMRs, treatment logs, and instant GST billing.

Patient EMRDoctor SchedulingGST BillingPrescription Printing
Fintech & MSME Billing

BillKaro Invoicing & Accounting Engine

High-speed, GST-compliant invoicing platform for Indian retailers and MSMEs with inventory ledger management, credit note generation, and WhatsApp PDF dispatch.

GST InvoicingInventory LedgerWhatsApp PDFThermal Printing
Corporate & Agritech Web

Bioplantec Agri & Corporate Portal

Full-stack enterprise portal featuring automated product catalogs, verified dealer/distributor locators, and mobile-first responsive architecture.

Next.js App RouterDealer LocatorSEO EngineProduct Catalog
DPIIT & Startup Innovation

DPIIT-Ready Startup Web Apps & MVPs

Scalable web applications engineered to fulfill Startup India proof-of-innovation criteria, investor pitch demonstrations, and Section 80-IAC compliance reviews.

DPIIT Proof of InnovationNext.js & Node.jsFast-Track MVPCloud Architecture
Interactive Scheme Matcher & Advisory Desk

Match Your Business with Government Schemes & Subsidies

Filter by your business profile and immediate objective to reveal verified subsidies, collateral-free credit limits, and official regulatory roadmaps.

Diagnostic Step 2Select Your Immediate Capital or Growth Objective:
Instant Government MatchVerified 2026 Policy Guideline

CGTMSE Collateral-Free Credit Guarantee Scheme

Enables micro and small manufacturing units to obtain formal bank credit without pledging third-party residential property, industrial land, or commercial collateral.

Financial Benefit
Up to ₹5 Crores Loan
Sanctioning Channel
Scheduled Commercial Banks + SIDBI
Estimated Window
3–6 Weeks (with bank-ready DPR)
✓Active Udyam MSME Registration Certificate required
✓Valid Detailed Project Report (DPR) & CMA data projection required
✓Manufacturing machinery & plant asset financing covered up to ₹5 Cr with 0% third-party collateral mortgage

Recommended Advisory Briefs for Manufacturing MSME

Top Matched Scheme Guide for Your Profile
MSME Schemes & Subsidies6 min readMSME Schemes in India 2026: Complete Guide to Government Schemes & Benefits
1 Oct 2026•Official Regulatory Brief

MSME Schemes in India 2026: Complete Guide to Government Schemes & Benefits

Running a small or medium-sized business can be challenging. Business owners often need funding, manage daily expenses, buy equipment, find new customers...

Key Provisions Covered:
✓ CGTMSE Collateral-Free Loans✓ Up to ₹50L PMEGP Subsidy✓ Fast-Track Udyam Registry

Stop Leaving Government Support on the Table

Thousands of MSMEs and startups access government funding every year. Check if you qualify — in 60 seconds, for free.

Check Eligibility WhatsApp